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Many businesses must store equipment and other assets offsite. This may mean in a building located on the premises. It may also mean at another location entirely. In all situations, you need to keep these valuables secure. And, be sure to let your business insurance agent knowInventory Boxes In an offsite warehouse what steps you take. How do you protect such locations?

Monitoring Tools

One of the first steps to take is to consider the amount of security at such locations. If you store items such as inventory or equipment across town in a warehouse, be sure the warehouse offers protections. If you do not own that building, work with the property owner to upgrade security. The key concern here is making sure all of your assets remain protected.

Monitoring tools can help no matter the location. For example, the use of security cameras can help. Today, it is possible to install a basic security system on your property inexpensively. It can trigger and begin recording whenever motion occurs. And, it may allow you to see real-time updates on your smartphone. This may be all the protection you need.

Visit Often

If you have equipment stored offsite, it goes without saying these items are valuable to you. Visit the location on a routine basis. Theft and vandalism are less likely to occur if people in the area know the site has regular monitoring. If the building remains unused, on the other hand, it may be more at risk for would-be thieves. Remember, thieves want an easy target in most cases.

Consider Making a Move

If you had to make a business insurance claim previously, or you are at risk at your location of doing so, consider a change to a new location. If so, consider the following:

  • Does the location offer 24-hour monitoring services?
  • What type of temperature and climate control is available?
  • Is there a person at the site all the time?
  • Does the new location offer secure closures?
  • Can you independently control access to your materials?

Businesses with offsite storage needs must let their business insurance companies know about the presence of these items. The policy can often cover these assets. However, it can only do so if you alert your agent to the presence of the equipment. Also, note the value of what you store there. Be sure your policy reflects this value as a key component to your protection.

Also Read: Is Your Business Insurance Tax Deductible?

Posted 6:57 PM

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